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About Credit / Debt Management: How to Clean up Your Credit Report Credit / Debt Management
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from LaToya Irby
While credit card issuers figure out how to continue making money after the new credit card rules, it's more important than ever for you to have a good credit score. Getting good credit hinges on having a good credit report.

In the Spotlight
Remove Errors From Your Credit Report
You wouldn't imagine the bump you could see in your credit score just from removing inaccuracies from your credit report. Don't ignore mistakes and errors on your credit report, instead submit a credit report dispute to have them removed.

Send a Pay for Delete Letter
If you have collections or charged-off accounts on your credit report, offer to pay the account in exchange for having it deleted from your credit report. Many creditors will oblige because they realize they won't get anything if they don't.

Credit Repair Checklist
If you're having trouble figuring out exactly what to do for your credit, use this credit repair checklist to guide you. Remember that better credit takes time, so the sooner you clean up your credit report, the sooner you can enjoy the benefits of a higher credit score.

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